Peer to Peer (P2P) Lending Market Size, Growth, Analysis, Outlook by 2020 – Trends, Opportunities and Forecast to 2025

Global Peer to Peer (P2P) Lending Market Research Report 2020 Cover Covid-19 Impact

The study on the ‘Peer to Peer (P2P) Lending market’ by Brand Essence Market Research is a compilation of systematic details in terms of market valuation, market size, revenue estimation, and geographical spectrum of the business vertical. The study also offers a precise analysis of the key challenges and growth prospects awaiting key players of the Peer to Peer (P2P) Lending market, including a concise summary of their corporate strategies and competitive setting.

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Global Peer to Peer Lending (P2P) Market is valued at USD 34.16 Billion in 2018 and expected to reach USD 589.05 Billion by 2025 with a CAGR of 50.2% over the forecast period. Universal advancements in technologies which command the processes connected to money lending majorly driving the Global Peer to Peer (P2P) Market.

Scope of Peer to Peer Lending Market Report-

Peer to peer lending (P2P) is the process of lending money to individuals or businesses via online services that connects/contest lenders with borrowers. P2P offers their services more cheaply other than traditional financial institutes. Therefore, lenders can acquire higher returns as compared to investments and saving products given by banks and other institutions. This money lending process is also known as œcrowd-lending. Mostly peer to peer lending is an unsecured type of personal loan even though the largest amount is lent to businesses. Another type which is a secured loan can sometimes be provided by using grandeur assets like jewelry vintage cars, buildings, fine arts, watches or other business properties. Some of the forms of peer to peer lending are; student loans, commercial and real estate loans, payday loans, secured business loans, leasing and factoring. P2P websites give a shelter from market losses occurred because to non-payments loans by conserving certain funds.

The P2P lending market is segmented on the basis of business model, end-users, application and region & country level. Based upon business model the P2P lending market is segmented into alternate marketplace lending and traditional lending. Based upon end-users, the P2P lending market is segmented into consumer credit loans, small business loans, student loans, real estate loans. Based upon application, the P2P lending market is segmented into individuals and businesses.

The regions covered in this Peer to Peer Lending market report are North America, Europe, Asia-Pacific, Latin America and Africa. On the basis of country level, the market of peer to peer lending is sub divided into U.S., Mexico, Canada, U.K., France, Germany, Italy, China, Japan, India, South East Asia, Middle East Asia (UAE, Saudi Arabia, Egypt) GCC, Africa, etc.

Key Players for Peer to Peer Lending Market Report- Some major key players for peer to peer lending market are LendingClub Corporation, Funding Circle Limited, Daric, RateSetter, Prosper Marketplace, Inc., Zopa Limited, Welendus, MarketInvoice and others.

Peer to Peer lending Market Dynamics- Money lending markets have seen many substantial improvements since last few decades. The money lending system has a high demand from small and medium businesses (SMEs) and consumer credits because of the strict credit policies of banks. This leads the customers to go on the P2P lending platforms which have comparatively faster credit acceptance. According to the statistics provided by the P2P Finance Association (P2PFA), net lending flow to SMEs on P2P lending platform has witnessed remarkable increment with compared to net lending by banks. Also, Blockchain based P2P lending is a technology which eliminates midway in the process of P2P. Therefore, acceptance of blockchain technology in P2P lending will make the whole process clear and authentic for borrowers as well as for lenders. It also provides high returns to the investors than the other investments. This money lending pattern has lower interest rates due to high competition amongst the lenders and the lower origination fees. Thus, all these factors are anticipated to drive the market growth over the forecast period.

However, due to the least availability of new technologies in the developing region the traditional P2P market still exists on large scale with respect to business model and riskless investments are not provided in P2P lending. Also, to get the best chance of funding, borrowers have to give their important and personal details to lenders for impressive plans and this is not healthy for borrowers but is the necessary part of this lending system. So these are the conditions which may hamper the market growth.

Moreover, the growth anticipation in P2P lending market will remains constant due to the factors like rise in interest rate, competition with banks and customer market size. The lending is believed to advance the peak and will smoothen the business operations and provide easy loan options for individuals and to businesses. This can create significant revenue opportunities during the forecast period.

Key Benefits for Peer to Peer (P2P) Lending Market Reports

Global market report covers in-depth historical and forecast analysis.

Global market research report provides detail information about Market Introduction, Market Summary, Global market Revenue (Revenue USD), Market Drivers, Market Restraints, Market Opportunities, Competitive Analysis, Regional and Country Level.

Global market report helps to identify opportunities in market place.

Global market report covers extensive analysis of emerging trends and competitive landscape.

Global Peer to Peer lending Market Segmentation:-

By Business Model:

¢Alternate marketplace lending

¢Traditional lending

By End-Users:

¢Consumer credit loans

¢Small business loans

¢Student loans

¢Real estate loans

By Application:



By Region

North America

o U.S.

o Canada

o Mexico


o UK

o France

o Germany

o Russia

o Rest of Europe


o China

o South Korea

o India

o Japan

o Rest of Asia-Pacific


o Latin America

o Middle East

o Africa

Global Peer to Peer Lending Market Regional Analysis- The Peer to peer lending market is segmented into North America, Europe, Asia-Pacific, Latin America, Middle East and Africa. North America is expected to account for the largest market share in global P2P lending market owing to the increasing adoption of P2P platforms. UK stands third after America and Asia Pacific and one of the most highly established markets of P2P in the world. Moreover, China has occupied the major share in the market in Asia Pacific due to the vast shadow banking sector and unofficial estimates that are endorsing the market. It has massive number of peer to peer lending platforms which counts around 2000 in numbers globally. China and US are the competitors of each other while Canada will be running high in growth in the upcoming years because of the advancements in SMEs and growing the startup businesses.

Peer to Peer (P2P) Lending Market Key Players:


Funding Circle


CircleBack Lending


Lending Club










This comprehensive report will provide:

Enhance your strategic decision making

Assist with your research, presentations and business plans

Show which emerging market opportunities to focus on

Increase your industry knowledge

Keep you up-to-date with crucial market developments

Allow you to develop informed growth strategies

Build your technical insight

Illustrate trends to exploit

Strengthen your analysis of competitors

Provide risk analysis, helping you avoid the pitfalls other companies could make

Ultimately, help you to maximize profitability for your company.

Our Market Research Solution Provides You Answer to Below Mentioned Question:

Which are the driving factors responsible for the growth of market?

Which are the roadblock factors of this market?

What are the new opportunities, by which market will grow in coming years?

What are the trends of this market?

Which are main factors responsible for new product launch?

How big is the global & regional market in terms of revenue, sales and production?

How far will the market grow in forecast period in terms of revenue, sales and production?

Which region is dominating the global market and what are the market shares of each region in the overall market in 2017?

How will each segment grow over the forecast period and how much revenue will these segment account for in 2025?

Which region has more opportunities?


Region Coverage (Regional Production, Demand & Forecast by Countries etc.):
North America (U.S., Canada, Mexico)
Europe (Germany, U.K., France, Italy, Russia, Spain etc.)
Asia-Pacific (China, India, Japan, Southeast Asia etc.)
South America (Brazil, Argentina etc.)
Middle East & Africa (Saudi Arabia, South Africa etc.)

Table of Contents

1 Report Overview
1.1 Study Scope
1.2 Key Market Segments
1.3 Players Covered
1.4 Market Analysis by Type
1.4.1 Global Peer to Peer (P2P) Lending Market Size Growth Rate by Type (2014-2025)
1.4.2 Topical Products
1.4.3 Botulinum
1.4.4 Dermal Fillers
1.4.5 Chemical Peels
1.4.6 Microabrasion Equipment
1.4.7 Laser Surfacing Treatments
1.5 Market by Application
1.5.1 Global Peer to Peer (P2P) Lending Market Share by Application (2014-2025)
1.5.2 Hospitals
1.5.3 Dermatology Clinics
1.6 Study Objectives
1.7 Years Considered

2 Global Growth Trends
2.1 Peer to Peer (P2P) Lending Market Size
2.2 Peer to Peer (P2P) Lending Growth Trends by Regions
2.2.1 Peer to Peer (P2P) Lending Market Size by Regions (2014-2025)
2.2.2 Peer to Peer (P2P) Lending Market Share by Regions (2014-2019)
2.3 Industry Trends
2.3.1 Market Top Trends
2.3.2 Market Drivers
2.3.3 Market Opportunities

3 Market Share by Key Players
3.1 Peer to Peer (P2P) Lending Market Size by Manufacturers
3.1.1 Global Peer to Peer (P2P) Lending Revenue by Manufacturers (2014-2019)
3.1.2 Global Peer to Peer (P2P) Lending Revenue Market Share by Manufacturers (2014-2019)
3.1.3 Global Peer to Peer (P2P) Lending Market Concentration Ratio (CR5 and HHI)
3.2 Peer to Peer (P2P) Lending Key Players Head office and Area Served
3.3 Key Players Peer to Peer (P2P) Lending Product/Solution/Service
3.4 Date of Enter into Peer to Peer (P2P) Lending Market
3.5 Mergers & Acquisitions, Expansion Plans

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